[FREE WHITEPAPER]
Negotiating a Venture Debt Term Sheet.
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Supported Transactions
Years of banking expertise
Repeat Clients
[ABOUT US]
[TEAM]
Dr. Alfred Gruber
Founder & CEO
Dr. Alfred Gruber is an expert in banking and finance with extensive experience in capital markets and corporate finance. After completing his Ph.D. in Finance at the University of St. Gallen (HSG), he spent the majority of his career (2002–2016) in senior corporate finance roles at Deutsche Bank.
As co-founder and CEO of fulfin, he successfully addressed the issue of access to external capital for medium-sized businesses. With his personal experience in scaling a company reliant on both equity and debt capital, his focus at isarlend is on strategic advisory for scale-ups in the field of venture debt.
Peer Simon
Managing Director
Peer Simon is a corporate banker with passion and an experienced dealmaker with a track record of over 100 successful transactions. Prior to specializing in the technology sector, he held various leadership roles in traditional corporate banking.
Later, he established the Tech Team Bavaria at UniCredit and, as Executive Director at Deutsche Handelsbank, was responsible for the Venture Debt and Growth Finance portfolio. For our clients, he identifies potential pitfalls early, optimizes covenants, and negotiates term sheets at eye level to ensure the optimal structure for each stage of growth.
The transactions listed here were structured and successfully completed by members of our team in senior roles at their previous professional engagements.
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Strategic Preparation &
Asset Creation
In our 'Readiness Phase', we precisely align your capital requirements, strategic goals, and debt-to-equity ratios. We translate your data into a KPI-driven reporting framework and develop highly professional, institutional materials. Simultaneously, we define clear exclusion criteria and refine the market to create a tailored lender shortlist.
Market Outreach &
Term Sheet Structuring
We initiate a targeted market approach with selected partners and assess their strategic fit. As part of a managed, competitive bidding process, we take over negotiation leadership. This optimizes your capital structure and secures you top-tier terms in the term sheet regarding pricing, warrants, and covenants.
Due Diligence Management &
Closing Support
After signing the term sheet, we manage the exclusivity phase. We oversee the due diligence process and facilitate the complex legal drafting process as a liaison between founders, investors, and lawyers – all the way to successful closing and the final capital disbursement.
[BENEFITS]
What sets you apart:
Market Validation
Proven market acceptance and existing revenue through the product.
Financial Resilience
Minimum liquidity reserve of more than 6 months.
High-Growth Path
Significant growth rates (based on industry-specific benchmarks).
Transaction size
Minimum transaction volume of €500,000.
What we offer you
Speed of feedback
Guaranteed, fast, and reliable feedback within a time frame of 72 hours.
Product Depth
Specialized crossover financing expert, including venture debt, factoring, and alternative forms of credit.
Network Reach
Direct access to the entire range of banks – from local institutions to institutional partners.
Excellent execution
Extensive expertise in structuring and executing across all levels of debt capital.
[OUR ROOTS]
Active Users
Our daily support of thousands of entrepreneurs sharpens our understanding of the unique challenges facing mid-sized businesses. We have first-hand knowledge of the needs of founders.
Recurring Clients
This exceptional loyalty demonstrates that our financing solutions are sustainably effective in entrepreneurial practice. We build on long-term partnerships as equals.
Financeable Revenue
With over 3.5 billion euros in financed customer revenue, we demonstrate every day that we can secure the exact liquidity entrepreneurs need to drive their business quickly and straightforwardly.
Customer Revenue Growth
We understand debt capital as a direct lever for your entrepreneurial success. Our tailored structuring approaches enable founders to achieve measurable and significant growth.